Introduction Embarking on a significant Big purchase is an exciting milestone that often requires diligent financial planning and disciplined saving. In this article, we will explore the realm of effective…
Using Credit Cards Responsibly What to Know
Using credit cards responsibly is essential for maintaining financial well-being In today’s world, credit cards have become an essential financial tool, offering convenience, rewards, and opportunities to build a solid…
Maximizing the benefits of Rewards Credit Cards and Contactless Payments
Introduction Rewards credit cards and contactless payments have become increasingly popular in today’s digital age, revolutionizing the way we manage our finances. By understanding and effectively utilizing these financial tools,…
Understanding Bad Debt: Calculation of Provision and Examples
Bad Debt and its Importance in Financial Management Bad debt is the amount of money a business is unable to collect from its customers. It occurs when invoices or credit…
Taking Charge of Your Personal Finances
Covid-19 has taught us many things, one of the most important being money management. With 114 million people losing their jobs globally in 2020 alone, global economies struggling to survive,…
11 Common Myths About Credit Score
Common Myths About Credit Score With more and more people reaching out for credit cards, everyone must learn about credit scores. They determine your creditworthiness; if you are not maintaining…
Goods and Services Tax (GST): Everything You Need To Know
We often see newspapers mentioning GST and GST meetings. These meetings happen once every few months and they review the GST rates for various products and services. It is important…
How to Save Tax for Salary Above 12 Lakhs
Pay Zero Tax for 12 Lakhs Income Taxes are a part of our life. Once we cross a certain threshold, we need to pay a certain amount of taxes to…
5 Ways To Achieve Your Financial Goals In 2023
Ways To Achieve Your Financial Goals In 2023 As the new financial year has begun, it is time to reassess our financial journey and see how far we have come…
What Is Claim Settlement Ratio – Definition & Understanding
Most times, people look at the premium amount of an insurance policy and decide whether it will be suitable for them and their financial needs. However, there are several other…