What is OTM (One Time Mandate)? A One Time Mandate (OTM) is a one-time registration procedure wherein you give the bank instruction to periodically take a specific sum out of…
Why You Should Check Your Credit Report Regularly?
Once you obtain any loan or credit card from a bank or financial institution, repayments or defaults directly start impacting your credit score. However, it is not the only reason…
How to Get a Personal Loan for a Low CIBIL Score?
Get a Personal Loan for a Low CIBIL Score? Facing financial challenges and dealing with a low CIBIL score can be a daunting experience. Your CIBIL score, a three-digit number…
Debt Funds: Duration Strategy or Predictable Returns
Debt funds are a popular investment choice for individuals seeking relatively stable returns compared to equity investments. This makes them ideally suitable for risk-averse investors. Like other investments, investing in…
The Four Pillars Of Personal Finance
Personal finance is a fundamental aspect of our lives that greatly influences our quality and standard of living. It does require careful consideration and management. It includes all the strategies…
When Should I Buy a House? 8 Signs You’re Ready
The decision to buy a house or apartment in India is a significant one, and the right timing can make a substantial difference. If you find yourself ticking the boxes…
Why do People Struggle to Stick to Their Financial Resolutions?
Many of us set financial resolutions with the best intentions to bring positive change and improve our financial position. However, sticking to financial resolutions and remaining consistent becomes tricky for…
What Are Deductibles in Health Insurance in India
Health insurance in India has evolved as an essential tool for the financial security of individuals and families, protecting against the rising costs of medical treatment. This article aims to…
5 Steps to Get Out of a Debt Trap
Stuck in a debt trap and looking for a way out? Explore these five essential steps to break free from debt and reclaim your financial stability. Debt can weigh you…
Reasons Why You Must Plan Your Finances
Financial planning is the first step toward securing your financial future. In today’s world, financial stability is the key to achieving your goals and aspirations. Hence, it is important to…