Most people dive into their savings and liquidate their mutual fund investments in a financial crunch. However, there are other solutions for meeting financial needs. Taking a loan against mutual…
How EPF Interest is Taxed
Introduction Employee Provident Fund (EPF) is a great tool for employees to inculcate savings and investments. Further, the tax benefits associated with EPF make it a further lucrative option for…
Pros & Cons Of Investing In Mutual Funds In A Minor’s Name
Can you start investing in mutual funds in a minor’s name? Yes, parents or legal guardians of minors (below the age of 18 years) can invest in mutual funds on…
REIT vs Physical Real Estate: Which is a Better Investment?
Real estate has been a go-to choice of investment for Indians for a long time. It will be fair to say that it is an aspirational dream for many. People…
Choosing between a personal loan and a credit card
When you are looking for a short-term loan, it is easy to get swayed by the low-interest rates offered by credit cards. However, there are several important factors that you…
Penalties For Not Filing Income Tax Returns Within The Due Date
It is a sign of a responsible citizen to file an income tax returns (ITR) regularly and within the due date. An ITR filed by us helps in the development…
What To Do When A Fund Manager Exits?
The credit for the performance of a mutual fund can be attributed to the expertise and experience of its fund manager. Many investors often research the fund manager before investing…
What Should You Do In Case Of A Mutual Fund Merger?
In most cases, we tend to invest in mutual funds with a long-term perspective. This is primarily because the compounding benefits unfold in long term. Mutual funds basically pool money…
Are Your Debt Funds in Trouble? Should You Exit Your Investment?
There are various types of mutual fund schemes where we can invest. Equity and debt mutual funds are two of the most popular investments. While investors with a higher risk…
Overdue Fixed Deposits & their Impact on Interest Rates
Fixed deposits are one of the safest investment options and again gained popularity after the recent interest rate hikes. After the recent hike of 35 basis points (the 5th time…